Compare the big 3 auto insurers. Find the best rate for your situation.
Compare My Rates →$1,480
State Farm avg/year
$1,250
Geico avg/year
$1,380
Progressive avg/year
*National averages for full coverage, clean driving record
| Feature | State Farm | Geico | Progressive |
|---|---|---|---|
| Average Annual Premium | $1,480 | $1,250 ⭐ | $1,380 |
| JD Power Rating | 838 ⭐ | 832 | 836 |
| A.M. Best Rating | A++ | A++ | A+ |
| Claims Satisfaction | 881 ⭐ | 857 | 872 |
| Digital/App Experience | Good | Excellent ⭐ | Excellent |
| Local Agents | 19,000+ ⭐ | None | Some |
| Usage-Based Discount | Drive Safe & Save | DriveEasy | Snapshot ⭐ |
| Best For | Local service, bundling | Low rates, military | High-risk drivers, customization |
State Farm is the largest auto insurer in the US with over 19,000 local agents. They're best if you prefer face-to-face service and want to bundle home/auto.
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Geico consistently offers some of the lowest rates, especially for good drivers. Their digital experience is industry-leading with a top-rated mobile app.
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Progressive excels at insuring drivers with accidents, tickets, or poor credit. Their Name Your Price tool and Snapshot program offer unique value.
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Choose State Farm if:
You want a local agent and prioritize claims service over lowest price.
Choose Geico if:
You want the cheapest rates, prefer online service, or are military.
Choose Progressive if:
You have a spotty record or want maximum customization options.
But here's the truth: Your individual rate will vary. Compare all three in 2 minutes.
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