Privacy Policy | LowestPolicy.com

This Privacy Policy describes how LowestPolicy.com ("we," "us," or "our") collects, uses, shares, and protects personal information when you visit our website or submit a quote request. By using our website, you consent to the practices described here.

1. Information We Collect

When you request an insurance quote, we collect information you voluntarily provide, including:

Name, email address, phone number, and ZIP code
Date of birth, gender, marital status, and homeownership status
Vehicle information (year, make, model, usage)
Driving history (accidents, tickets, license status)
Current insurance information and coverage preferences
Credit score range (self-reported)

We also automatically collect information about your visit, including IP address, browser type, device type, referring URL, pages viewed, and time spent on site. We use cookies, web beacons, and similar technologies for analytics and to verify TCPA consent (Jornaya LeadiD, ActiveProspect TrustedForm).

2. How We Use Your Information

To match you with insurance carriers and licensed agents who can provide quotes
To contact you by phone, SMS, or email about quotes and related insurance products
To comply with TCPA, CCPA, GLBA, and other applicable laws
To detect fraud and prevent abuse
To improve our website and services

3. How We Share Your Information

We share the information you submit with our network of insurance carriers, licensed agents, marketing partners, and lead-buyer networks ("Marketing Partners"). A current list is published at lowestpolicy.com/partners. These partners may contact you directly using the information you provided, including by phone (using automated dialers or prerecorded voice), SMS, and email.

We may also share information with:

Service providers who help us operate our website (hosting, analytics, tracking compliance)
Law enforcement when required by law, subpoena, or court order
Successor entities in the event of a merger, acquisition, or sale of assets

4. Your Choices

Do Not Sell or Share (CCPA)

California residents and residents of other states with similar laws have the right to opt out of the sale or sharing of personal information. To exercise this right, email privacy@lowestpolicy.com with the subject line "Do Not Sell."

Opt Out of Marketing Contact

You may opt out of further contact by replying STOP to any text message, clicking unsubscribe in any email, or asking the caller to place you on their internal do-not-call list. Note that opting out with us does not remove you from our partners' lists — you must contact each partner individually.

Access, Correction, and Deletion

To request a copy of your information, correct inaccuracies, or delete your information, email privacy@lowestpolicy.com. We will respond within 45 days as required by applicable law.

5. Data Retention

We retain quote request information for as long as necessary to provide our services and comply with legal obligations (typically 5 years for TCPA records). Aggregated, de-identified information may be retained indefinitely.

6. Security

We use industry-standard safeguards including 256-bit SSL encryption to protect personal information in transit. No system is 100% secure; we cannot guarantee absolute security.

7. Children's Privacy

Our services are not directed to anyone under 18. We do not knowingly collect information from children.

8. Third-Party Links

Our website contains links to third-party sites (including our Marketing Partners). We are not responsible for their privacy practices. Review their privacy policies before submitting information.

9. State-Specific Disclosures

California (CCPA/CPRA): You have the right to know, delete, correct, and opt out of the sale or sharing of your personal information. We do not knowingly sell information about minors.

Virginia, Colorado, Connecticut, Utah: Residents have similar rights under their respective state privacy laws. Email privacy@lowestpolicy.com to exercise them.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated "Last updated" date.

11. Contact Us

Questions about this Privacy Policy? Contact us:

LowestPolicy.com
Email: privacy@lowestpolicy.com